Mears & Associates

Roth Readiness Quiz

Retirement isn’t just about how much you’ve saved, it’s about how much you get to keep. The majority of Americans have built their nest eggs in tax-deferred accounts like IRAs and 401(k)s, without realizing just how much of that money the IRS may still lay claim to. Every dollar in a tax-deferred account is a dollar that hasn’t been taxed yet. And when you retire, the IRS will be waiting. Required Minimum Distributions (RMDs), Social Security taxation, and Medicare IRMAA surcharges can all increase your tax burden and eat away at your income just when you need it most.

Find out if a Roth conversion strategy could help you keep more of your retirement savings.

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Mark Mears is an agent licensed to sell insurance through various independent unaffiliated insurance companies in the states of Tennessee, Virginia, North Carolina, South Carolina, West Virginia, Georgia, and Arkansas. No insurance business may be conducted outside these states referenced. Mark Mears is a licensed insurance agent. In this regard, this communication is strictly intended for individuals residing in the states of Tennessee, Virginia, North Carolina, South Carolina, West Virginin and Arkansas. No offers may be made or accepted from any resident outside the specific state(s) referenced. Neither Mears and Associates, its employees nor its representatives render tax, legal or accounting advice. Please consult your professional advisors regarding your particular situation.